Headquartered in Jasper, Alabama, Bank of Walker County is a state-chartered bank with $98.5M in total assets and $87.9M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 2004.
Based on its Q2 2026 filing, Bank of Walker County scores 75/100, which we describe as strong. That is higher than 54% of 546 banks with under $100 million in assets. Among 93 banks headquartered in Alabama, it ranks 38th. Its strongest component is problem-loan coverage (94/100; 3.0%), and its lowest is capital cushion (62/100; 11.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 75).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 74 |
| Q4 2024 | 74 |
| Q1 2025 | 74 |
| Q2 2025 | 76 |
| Q3 2025 | 78 |
| Q4 2025 | 77 |
| Q1 2026 | 78 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.25% |
| Q3 2024 | 10.41% |
| Q4 2024 | 10.48% |
| Q1 2025 | 10.21% |
| Q2 2025 | 10.58% |
| Q3 2025 | 10.94% |
| Q4 2025 | 11.18% |
| Q1 2026 | 11.18% |
| Q2 2026 | 11.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.46% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 1.31% |
| Q4 2024 | 1.18% |
| Q1 2025 | 1.31% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.33% |
| Q2 2026 | 1.49% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $98.5M | 11.24% | 0.46% | 1.49% | 82.3% |
| Q1 2026 | 78 | $95.1M | 11.18% | 0.02% | 1.33% | 85.1% |
| Q4 2025 | 77 | $95.5M | 11.18% | 0.02% | 1.35% | 86.1% |
| Q3 2025 | 78 | $97.8M | 10.94% | 0.03% | 1.45% | 83.2% |
| Q2 2025 | 76 | $97.5M | 10.58% | 0.06% | 1.42% | 82.9% |
| Q1 2025 | 74 | $95.5M | 10.21% | 0.03% | 1.31% | 83.1% |
| Q4 2024 | 74 | $100.1M | 10.48% | 0.03% | 1.18% | 75.3% |
| Q3 2024 | 74 | $94.9M | 10.41% | 0.08% | 1.31% | 80.5% |
| Q2 2024 | 74 | $93.9M | 10.25% | 0.04% | 1.27% | 84.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Exchange BankBank Monroeville, AL | 64 out of 100, Moderate | $98.6M | 13.5% | 2.44% | vs |
| The Farmers & Merchants BankBank Waterloo, AL | 75 out of 100, Strong | $98.3M | 17.0% | 1.33% | vs |
| Bank47Bank Huntsville, AL | 69 out of 100, Moderate | $97.0M | 13.0% | 0.18% | vs |
| Nova BankBank Huntsville, AL | 82 out of 100, Strong | $91.2M | 28.1% | 0.00% | vs |
| Commonwealth National BankBank Mobile, AL | 45 out of 100, Below average | $78.5M | 13.7% | 4.31% | vs |
| Bank of EvergreenBank Evergreen, AL | 81 out of 100, Strong | $78.1M | 14.2% | 0.59% | vs |
Deposit insurance
Is my money safe at Bank of Walker County?
Yes. Bank of Walker County is an FDIC-insured institution (FDIC certificate #57640). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.5% of deposits ($23.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Bank of Walker County lists 2 offices in 1 city. Most locations:
- Jasper, AL (2)
Identity & history
Profile
- Legal name
- Bank of Walker County
- Type
- State-chartered bank
- FDIC certificate #
- 57640
- RSSD ID
- 3254297
- Primary regulator
- FDIC
- Holding company
- Relations Bancshares Inc
- Established
- March 29, 2004
- Headquarters
- 607 Highway 78 E, Jasper, AL 35501
- Website
- www.bankofwalkercounty.bank
- Employees
- 20
Quick answers
Bank of Walker County: common questions
Is Bank of Walker County FDIC insured?
Yes. Bank of Walker County is an FDIC-insured institution (FDIC certificate #57640). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Walker County's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Walker County ever failed?
There is no failure record for FDIC certificate #57640 in the FDIC failed bank list.
How many branches does Bank of Walker County have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jasper
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National BankBank Hamilton, AL | 97 out of 100, Very strong | $372.7M | 19.0% | 0.25% | vs |
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |
| Pinnacle BankBank Jasper, AL | 76 out of 100, Strong | $384.5M | 11.3% | 0.02% | vs |
| Alatrust Credit UnionCredit union Hoover, AL | 75 out of 100, Strong | $224.0M | 14.0% | 1.72% | vs |
| America'S First Federal Credit UnionCredit union Birmingham, AL | 74 out of 100, Strong | $2.8B | 12.3% | 0.77% | vs |
| BankFirst Financial ServicesBank Columbus, MS | 69 out of 100, Moderate | $3.3B | 10.9% | 0.77% | vs |