Side-by-side · Q2 2026 data
Bank of Western Oklahoma vs The Bank, National Association
Metric by metric
| Measure | Bank of Western Oklahoma | The Bank, National Association |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 31 | 59 (stronger) |
| Loan quality | 96 (stronger) | 57 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 68 | 73 (stronger) |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 53rd | 37th |
| Total assets | $469.7M | $488.1M |
| Deposits / shares | $426.3M | $442.8M |
| Capital ratio | 8.06% | 10.85% (stronger) |
| Problem loans | 0.11% (stronger) | 1.30% |
| Net charge-offs | 0.51% | 0.01% (stronger) |
| Return on assets | 2.19% (stronger) | 1.63% |
| Loans ÷ deposits | 86.8% | 73.8% (stronger) |
| Uninsured deposits | 20.1% (stronger) | 26.8% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Western Oklahoma has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Western Oklahoma leads on 4 and The Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.