The Bank, National Association is a national bank headquartered in Mcalester, Oklahoma, in business for about 99 years. At the end of Q2 2026 it reported $488.1M in total assets and $442.8M in deposits, with 6 offices.
The Bank, National Association has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 95th. Earnings contributes the most (85/100, 1.63%); loan quality contributes the least (57/100, 1.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (75 → 68), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 72 |
| Q4 2024 | 71 |
| Q1 2025 | 72 |
| Q2 2025 | 75 |
| Q3 2025 | 74 |
| Q4 2025 | 72 |
| Q1 2026 | 64 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.70% |
| Q3 2024 | 11.22% |
| Q4 2024 | 10.90% |
| Q1 2025 | 10.79% |
| Q2 2025 | 11.09% |
| Q3 2025 | 11.49% |
| Q4 2025 | 10.93% |
| Q1 2026 | 10.68% |
| Q2 2026 | 10.85% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 1.02% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.76% |
| Q3 2025 | 1.05% |
| Q4 2025 | 0.85% |
| Q1 2026 | 1.57% |
| Q2 2026 | 1.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.25% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.18% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.58% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.36% |
| Q2 2026 | 1.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $488.1M | 10.85% | 1.30% | 1.63% | 73.8% |
| Q1 2026 | 64 | $482.4M | 10.68% | 1.57% | 1.36% | 66.0% |
| Q4 2025 | 72 | $476.5M | 10.93% | 0.85% | 1.35% | 63.4% |
| Q3 2025 | 74 | $452.0M | 11.49% | 1.05% | 1.58% | 63.9% |
| Q2 2025 | 75 | $452.3M | 11.09% | 0.76% | 1.51% | 62.7% |
| Q1 2025 | 72 | $458.7M | 10.79% | 0.76% | 1.22% | 58.4% |
| Q4 2024 | 71 | $456.0M | 10.90% | 0.91% | 1.18% | 57.3% |
| Q3 2024 | 72 | $434.8M | 11.22% | 1.02% | 1.34% | 60.5% |
| Q2 2024 | 71 | $444.9M | 10.70% | 0.87% | 1.25% | 59.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FNB Community BankBank Midwest City, OK | 52 out of 100, Below average | $480.2M | 10.5% | 2.35% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Ameristate BankBank Atoka, OK | 57 out of 100, Moderate | $477.7M | 9.5% | 1.67% | vs |
| Shamrock Bank, N.A.Bank Coalgate, OK | 79 out of 100, Strong | $501.5M | 10.8% | 0.29% | vs |
| Bank of Western OklahomaBank Elk City, OK | 73 out of 100, Strong | $469.7M | 8.1% | 0.11% | vs |
| Local BankBank Hulbert, OK | 66 out of 100, Moderate | $463.1M | 11.4% | 0.52% | vs |
Deposit insurance
Is my money safe at The Bank, National Association?
Yes. The Bank, National Association is an FDIC-insured institution (FDIC certificate #4146). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.8% of deposits ($118.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.85%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
The Bank, National Association lists 5 offices in 3 cities. Most locations:
- Mcalester, OK (3)
- Broken Arrow, OK (1)
- Stillwater, OK (1)
Identity & history
Profile
- Legal name
- The Bank, National Association
- Former names
- The National Bank of McAlester
- Type
- National bank
- FDIC certificate #
- 4146
- RSSD ID
- 829050
- Primary regulator
- OCC
- Holding company
- Nbm Corp
- Established
- May 17, 1927
- Headquarters
- 201 E Carl Albert Pkwy, Mcalester, OK 74501
- Website
- www.thebankna.bank
- Employees
- 86
Quick answers
The Bank, National Association: common questions
Is The Bank, National Association FDIC insured?
Yes. The Bank, National Association is an FDIC-insured institution (FDIC certificate #4146). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank, National Association's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank, National Association ever failed?
There is no failure record for FDIC certificate #4146 in the FDIC failed bank list.
How many branches does The Bank, National Association have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mcalester
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank & Trust Company of McAlesterBank Mcalester, OK | 71 out of 100, Strong | $580.4M | 10.9% | 1.34% | vs |
| BancFirstBank Oklahoma City, OK | 71 out of 100, Strong | $12.8B | 10.6% | 1.19% | vs |
| The Farmers State BankBank Quinton, OK | 70 out of 100, Strong | $193.9M | 9.3% | 0.79% | vs |
| McAlester Aap Federal Credit UnionCredit union McAlester, OK | 69 out of 100, Moderate | $12.4M | 38.4% | 4.84% | vs |
| FirstBankBank Antlers, OK | 69 out of 100, Moderate | $684.3M | 10.8% | 0.82% | vs |
| BOKF, National AssociationBank Tulsa, OK | 64 out of 100, Moderate | $53.0B | 9.3% | 0.54% | vs |