Side-by-side · Q2 2026 data
Bank of Whittier, National Association vs Santa Ana Federal Credit Union
Bank
Bank of Whittier, National Association
Whittier, California · $100 million – $1 billion
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Metric by metric
| Measure | Bank of Whittier, National Association | Santa Ana Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 47 | 81 (stronger) |
| Funding & liquidity | 86 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 91st | 95th |
| Total assets | $152.6M | $111.6M |
| Deposits / shares | $125.2M | $95.7M |
| Capital ratio | 16.38% (stronger) | 13.47% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.69% | 1.52% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 70.6% |
| Uninsured deposits | 21.1% | 4.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Bank of Whittier, National Association leads on 3 and Santa Ana Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.