Side-by-side · Q2 2026 data
Bank of Wiggins vs Hancock Whitney Bank
Metric by metric
| Measure | Bank of Wiggins | Hancock Whitney Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 64 |
| Capital cushion | 79 (stronger) | 56 |
| Loan quality | 42 | 81 (stronger) |
| Earnings | 42 | 60 (stronger) |
| Funding & liquidity | 91 (stronger) | 38 |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 29th | 46th |
| Total assets | $228.1M | $36.3B |
| Deposits / shares | $204.5M | $29.9B |
| Capital ratio | 12.93% (stronger) | 10.59% |
| Problem loans | 1.75% | 0.57% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.17% |
| Return on assets | 0.56% | 1.01% (stronger) |
| Loans ÷ deposits | 44.7% (stronger) | 81.4% |
| Uninsured deposits | 23.3% (stronger) | 52.0% |
| Offices | 2 | 188 |
| CFPB complaints (3 yrs) | — | 189 |
| Complaints per $1B deposits | — | 6.3 |
| Mortgage denial rate (HMDA) | — | 25.2% |
Bank of Wiggins has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Wiggins leads on 5 and Hancock Whitney Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.