The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (68 → 64), mostly because the earnings component weakened by 15 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Mississippi

Yes. Hancock Whitney Bank is an FDIC-insured institution (FDIC certificate #12441). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 52.0% of deposits ($15.5B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.06% (benchmark: 10%).

Check how much of your own balance is covered

Hancock Whitney Bank lists 188 offices in 118 cities across 5 states. Most locations:

• Baton Rouge, LA (12)
• New Orleans, LA (11)
• Lafayette, LA (6)
• Gulfport, MS (5)
• Metairie, LA (5)
• Mobile, AL (5)
• Houma, LA (4)
• Houston, TX (4)
• Pensacola, FL (4)
• Bradenton, FL (3)
• Covington, LA (3)
• Lake Charles, LA (3)

All branch addresses and map

Over the last three years, the CFPB forwarded 189 consumer complaints about HANCOCK WHITNEY BANK to the company (107 in the last 12 months). 98.9% received a timely response. That is 6.3 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Hancock Whitney Bank reported 5,797 home-loan applications under HMDA (LEI NSGZD26XPW2CUM2JKU70): 3,719 originated ($1,189,855,000 total), 1,308 denied, and 616 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Hancock Whitney Bank

Former names

Hancock Bank; Whitney Bank; Hancock County Bank

Type

State-chartered bank

FDIC certificate #

12441

RSSD ID

463735

Primary regulator

FDIC

Holding company

Hancock Whitney Corp

Established

October 9, 1899

Headquarters

2510 14th St, Gulfport, MS 39501

Website

www.hancockwhitney.com

Employees

3,674