Side-by-side · Q2 2026 data
Bank of Wiggins vs The Jefferson Bank
Metric by metric
| Measure | Bank of Wiggins | The Jefferson Bank |
|---|---|---|
| TellerScore | 65 | 90 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 42 | 87 (stronger) |
| Earnings | 42 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 59 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 29th | 95th |
| Total assets | $228.1M | $210.8M |
| Deposits / shares | $204.5M | $174.8M |
| Capital ratio | 12.93% | 16.65% (stronger) |
| Problem loans | 1.75% | 0.38% (stronger) |
| Net charge-offs | -0.05% | -0.08% (stronger) |
| Return on assets | 0.56% | 2.22% (stronger) |
| Loans ÷ deposits | 44.7% (stronger) | 89.7% |
| Uninsured deposits | 23.3% (stronger) | 25.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Jefferson Bank has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Wiggins leads on 2 and The Jefferson Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.