The Jefferson Bank (FDIC certificate #11445) is based in Greenville, Mississippi. Its Q2 2026 call report shows $210.8M in total assets and $174.8M in deposits and 3 offices.
The Jefferson Bank has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 3rd. Capital cushion contributes the most (100/100, 16.65%); funding & liquidity contributes the least (59/100, 90% loans-to-deposits, 25% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 90).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 92 |
| Q4 2024 | 90 |
| Q1 2025 | 88 |
| Q2 2025 | 91 |
| Q3 2025 | 89 |
| Q4 2025 | 84 |
| Q1 2026 | 90 |
| Q2 2026 | 90 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.44% |
| Q3 2024 | 18.91% |
| Q4 2024 | 19.01% |
| Q1 2025 | 19.33% |
| Q2 2025 | 19.76% |
| Q3 2025 | 19.08% |
| Q4 2025 | 17.99% |
| Q1 2026 | 17.33% |
| Q2 2026 | 16.65% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.38% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.76% |
| Q3 2024 | 2.49% |
| Q4 2024 | 1.73% |
| Q1 2025 | 2.22% |
| Q2 2025 | 2.21% |
| Q3 2025 | 2.04% |
| Q4 2025 | 1.19% |
| Q1 2026 | 2.40% |
| Q2 2026 | 2.22% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $210.8M | 16.65% | 0.38% | 2.22% | 89.7% |
| Q1 2026 | 90 | $202.5M | 17.33% | 0.42% | 2.40% | 85.0% |
| Q4 2025 | 84 | $195.6M | 17.99% | 0.49% | 1.19% | 73.0% |
| Q3 2025 | 89 | $182.5M | 19.08% | 0.45% | 2.04% | 88.1% |
| Q2 2025 | 91 | $180.8M | 19.76% | 0.28% | 2.21% | 85.9% |
| Q1 2025 | 88 | $166.1M | 19.33% | 0.38% | 2.22% | 93.0% |
| Q4 2024 | 90 | $171.6M | 19.01% | 0.12% | 1.73% | 83.6% |
| Q3 2024 | 92 | $181.0M | 18.91% | 0.11% | 2.49% | 88.3% |
| Q2 2024 | 92 | $175.8M | 18.44% | 0.11% | 2.76% | 86.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Merchants and Planters BankBank Raymond, MS | 91 out of 100, Very strong | $199.0M | 18.2% | 0.00% | vs |
| Bank of WigginsBank Wiggins, MS | 65 out of 100, Moderate | $228.1M | 12.9% | 1.75% | vs |
| Bank of AnguillaBank Anguilla, MS | 65 out of 100, Moderate | $192.2M | 14.7% | 2.66% | vs |
| Commerce BankBank Corinth, MS | 74 out of 100, Strong | $167.9M | 12.5% | 1.72% | vs |
| Bank of BrookhavenBank Brookhaven, MS | 78 out of 100, Strong | $262.2M | 11.6% | 0.02% | vs |
| Bank of WinonaBank Winona, MS | 75 out of 100, Strong | $142.7M | 13.1% | 1.30% | vs |
Deposit insurance
Is my money safe at The Jefferson Bank?
Yes. The Jefferson Bank is an FDIC-insured institution (FDIC certificate #11445). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.5% of deposits ($44.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.93% (benchmark: 10%).
3 locations
Branches
The Jefferson Bank lists 3 offices in 2 cities. Most locations:
- Greenville, MS (2)
- Rosedale, MS (1)
Identity & history
Profile
- Legal name
- The Jefferson Bank
- Former names
- The Jefferson County Bank of Fayette
- Type
- State-chartered bank
- FDIC certificate #
- 11445
- RSSD ID
- 703039
- Primary regulator
- FDIC
- Holding company
- Southeast Arkansas Bank Corp
- Established
- January 3, 1901
- Headquarters
- 3008 E Reed Rd, Greenville, MS 38703
- Website
- www.thejeffersonbank.com
- Employees
- 17
Quick answers
The Jefferson Bank: common questions
Is The Jefferson Bank FDIC insured?
Yes. The Jefferson Bank is an FDIC-insured institution (FDIC certificate #11445). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Jefferson Bank's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Jefferson Bank ever failed?
There is no failure record for FDIC certificate #11445 in the FDIC failed bank list.
How many branches does The Jefferson Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Greenville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Delta Federal Credit UnionCredit union Greenville, MS | 98 out of 100, Very strong | $8.9M | 29.2% | 0.27% | vs |
| Producers Bank & TrustBank Mcgehee, AR | 90 out of 100, Very strong | $213.2M | 22.1% | 0.00% | vs |
| Bank of Lake VillageBank Lake Village, AR | 82 out of 100, Strong | $90.6M | 16.1% | 1.00% | vs |
| First Naturalstate BankBank Mcgehee, AR | 81 out of 100, Strong | $108.8M | 15.5% | 0.50% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| Shelby/Bolivar County Federal Credit UnionCredit union Boyle, MS | 71 out of 100, Strong | $4.5M | 20.3% | 5.89% | vs |