Side-by-side · Q2 2026 data
Bank of Winnfield & Trust Company vs Jonesboro State Bank
Metric by metric
| Measure | Bank of Winnfield & Trust Company | Jonesboro State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 94 (stronger) | 27 |
| Loan quality | 78 (stronger) | 45 |
| Earnings | 50 | 96 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 77th | 30th |
| Total assets | $156.0M | $1.3B |
| Deposits / shares | $136.9M | $1.2B |
| Capital ratio | 14.43% (stronger) | 7.67% |
| Problem loans | 0.67% (stronger) | 1.64% |
| Net charge-offs | 0.04% (stronger) | 4.59% |
| Return on assets | 0.74% | 1.90% (stronger) |
| Loans ÷ deposits | 41.4% | 6.2% (stronger) |
| Uninsured deposits | 27.3% | 6.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Winnfield & Trust Company has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bank of Winnfield & Trust Company leads on 4 and Jonesboro State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.