Jonesboro State Bank (FDIC certificate #9325) is based in Jonesboro, Louisiana. Its Q2 2026 call report shows $1.3B in total assets and $1.2B in deposits and 1 office.
Jonesboro State Bank has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 70th. Funding & liquidity contributes the most (100/100, 6% loans-to-deposits, 6% uninsured); capital cushion contributes the least (27/100, 7.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (54 → 63), mostly because the earnings component improved by 61 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 58 |
| Q4 2024 | 65 |
| Q1 2025 | 57 |
| Q2 2025 | 54 |
| Q3 2025 | 57 |
| Q4 2025 | 55 |
| Q1 2026 | 59 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.67% |
| Q3 2024 | 8.46% |
| Q4 2024 | 8.57% |
| Q1 2025 | 8.00% |
| Q2 2025 | 7.19% |
| Q3 2025 | 7.39% |
| Q4 2025 | 7.07% |
| Q1 2026 | 7.26% |
| Q2 2026 | 7.67% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.10% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.09% |
| Q1 2025 | 0.94% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.02% |
| Q4 2025 | 1.24% |
| Q1 2026 | 2.11% |
| Q2 2026 | 1.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 0.51% |
| Q4 2024 | 1.23% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.67% |
| Q1 2026 | 1.97% |
| Q2 2026 | 1.90% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $1.3B | 7.67% | 1.64% | 1.90% | 6.2% |
| Q1 2026 | 59 | $1.3B | 7.26% | 2.11% | 1.97% | 6.5% |
| Q4 2025 | 55 | $1.2B | 7.07% | 1.24% | 0.67% | 7.7% |
| Q3 2025 | 57 | $1.2B | 7.39% | 1.02% | 0.61% | 9.0% |
| Q2 2025 | 54 | $1.1B | 7.19% | 1.04% | 0.36% | 10.5% |
| Q1 2025 | 57 | $1.0B | 8.00% | 0.94% | 0.22% | 12.5% |
| Q4 2024 | 65 | $895.2M | 8.57% | 1.09% | 1.23% | 16.2% |
| Q3 2024 | 58 | $820.2M | 8.46% | 1.18% | 0.51% | 19.5% |
| Q2 2024 | 63 | $783.4M | 8.67% | 1.10% | 1.04% | 21.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Synergy BankBank Houma, LA | 61 out of 100, Moderate | $1.3B | 11.3% | 2.07% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| Sabine State Bank and Trust CompanyBank Many, LA | 52 out of 100, Below average | $1.3B | 8.3% | 1.66% | vs |
| Fidelity BankBank New Orleans, LA | 64 out of 100, Moderate | $1.2B | 20.3% | 1.85% | vs |
| First American Bank and TrustBank Vacherie, LA | 73 out of 100, Strong | $1.4B | 13.8% | 1.28% | vs |
| First Federal Bank of LouisianaBank Lake Charles, LA | 70 out of 100, Strong | $1.1B | 12.0% | 0.17% | vs |
Deposit insurance
Is my money safe at Jonesboro State Bank?
Yes. Jonesboro State Bank is an FDIC-insured institution (FDIC certificate #9325). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 6.0% of deposits ($73.0M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.67%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.99% (benchmark: 10%).
1 location
Branches
Jonesboro State Bank lists 1 office in 1 city. Most locations:
- Jonesboro, LA (1)
Identity & history
Profile
- Legal name
- Jonesboro State Bank
- Former names
- The Jonesboro State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9325
- RSSD ID
- 121651
- Primary regulator
- FDIC
- Holding company
- Jonesboro Bancshares Inc
- Established
- January 1, 1913
- Headquarters
- 109 Jimmie Davis Blvd, Jonesboro, LA 71251
- Website
- www.jonesborostatebank.com
- Employees
- 20
Quick answers
Jonesboro State Bank: common questions
Is Jonesboro State Bank FDIC insured?
Yes. Jonesboro State Bank is an FDIC-insured institution (FDIC certificate #9325). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Jonesboro State Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Jonesboro State Bank ever failed?
There is no failure record for FDIC certificate #9325 in the FDIC failed bank list.
How many branches does Jonesboro State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jonesboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| Bank of Winnfield & Trust CompanyBank Winnfield, LA | 80 out of 100, Strong | $156.0M | 14.4% | 0.67% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| Century Next BankBank Ruston, LA | 77 out of 100, Strong | $916.4M | 11.9% | 0.12% | vs |
| Peoples BankBank Chatham, LA | 71 out of 100, Strong | $86.1M | 11.7% | 1.32% | vs |
| Jackson Parish BankBank Jonesboro, LA | 69 out of 100, Moderate | $67.3M | 20.8% | 2.87% | vs |