Side-by-side · Q2 2026 data
Bank of Wolcott vs Purdue Federal Credit Union
Metric by metric
| Measure | Bank of Wolcott | Purdue Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 70 (stronger) | 62 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 88 (stronger) | 59 |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 80th | 75th |
| Total assets | $280.3M | $2.1B |
| Deposits / shares | $234.2M | $1.8B |
| Capital ratio | 12.01% (stronger) | 11.19% |
| Problem loans | 0.43% | 0.17% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.14% |
| Return on assets | 1.69% (stronger) | 0.97% |
| Loans ÷ deposits | 60.2% (stronger) | 85.2% |
| Uninsured deposits | 39.2% | 14.4% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Bank of Wolcott has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Wolcott leads on 5 and Purdue Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.