TellerScore

Purdue Federal Credit Union is a federal credit union headquartered in West Lafayette, Indiana, in business for about 57 years. At the end of Q2 2026 it reported $2.1B in total assets and $1.8B in member shares and deposits, with 7 offices.

Based on its Q2 2026 filing, Purdue Federal Credit Union scores 75/100, which we describe as strong. That is higher than 75% of 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Indiana, it ranks 54th. Its strongest component is problem-loan coverage (98/100; 1.2%), and its lowest is earnings (59/100; 0.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Net worth ratio: 11.19%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.17%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity75/100
Loans ÷ shares: 85.2% · 14.4% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (72 → 75), mostly because the earnings component improved by 13 points.

TellerScore
707375Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202470
Q4 202471
Q1 202570
Q2 202572
Q3 202573
Q4 202573
Q1 202673
Q2 202675
Net worth ratio
7.00%9.10%11.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.70%
Q3 202410.79%
Q4 202410.70%
Q1 202510.70%
Q2 202510.74%
Q3 202510.89%
Q4 202510.90%
Q1 202610.97%
Q2 202611.19%
Delinquent loans (60+ days)
0.12%0.15%0.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.15%
Q3 20240.17%
Q4 20240.16%
Q1 20250.13%
Q2 20250.12%
Q3 20250.14%
Q4 20250.17%
Q1 20260.13%
Q2 20260.17%
Return on assets
0.45%0.71%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.65%
Q3 20240.59%
Q4 20240.61%
Q1 20250.45%
Q2 20250.66%
Q3 20250.84%
Q4 20250.84%
Q1 20260.66%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$2.1B11.19%0.17%0.97%85.2%
Q1 202673$2.1B10.97%0.13%0.66%82.4%
Q4 202573$2.1B10.90%0.17%0.84%84.4%
Q3 202573$2.1B10.89%0.14%0.84%84.4%
Q2 202572$2.1B10.74%0.12%0.66%83.4%
Q1 202570$2.1B10.70%0.13%0.45%82.5%
Q4 202471$2.0B10.70%0.16%0.61%86.3%
Q3 202470$1.9B10.79%0.17%0.59%88.8%
Q2 202471$1.9B10.70%0.15%0.65%88.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.19%
57th
Problem loans0.17%
96th
Net charge-offs0.14%
90th
Return on assets0.97%
66th
Loans to deposits85.2%
57th
Uninsured deposits14.4%
15th
Loan-loss reserves0.00%
50th
Texas ratio1.2%
94th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Indiana University Credit UnionCredit union Bloomington, IN72 out of 100, Strong$2.1B11.8%0.67%vs
Interra Credit UnionCredit union Goshen, IN64 out of 100, Moderate$2.1B9.1%0.16%vs
Forum Credit UnionCredit union Indianapolis, IN80 out of 100, Strong$2.3B13.3%0.31%vs
Centra Credit UnionCredit union Columbus, IN73 out of 100, Strong$2.4B12.3%0.96%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs
Elements Financial Federal Credit UnionCredit union Indianapolis, IN77 out of 100, Strong$2.5B11.9%0.46%vs

Deposit insurance

Is my money safe at Purdue Federal Credit Union?

Yes. Purdue Federal Credit Union is a federally insured credit union (NCUA charter #19307). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.4% of shares and deposits ($262.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.19%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Purdue Federal Credit Union lists 7 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Purdue Federal Credit Union
Type
Federal credit union
NCUA charter #
19307
RSSD ID
175980
Primary regulator
NCUA
Established
1969
Headquarters
1551 Win Hentschel Blvd, West Lafayette, IN 47906
Employees
306

Quick answers

Purdue Federal Credit Union: common questions

Is Purdue Federal Credit Union NCUA insured?

Yes. Purdue Federal Credit Union is a federally insured credit union (NCUA charter #19307). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Purdue Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Purdue Federal Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near West Lafayette

InstitutionScoreAssetsCapitalProblem loansCompare
Alliance BankBank Francesville, IN88 out of 100, Very strong$454.8M12.4%0.01%vs
Bank of WolcottBank Wolcott, IN81 out of 100, Strong$280.3M12.0%0.43%vs
Staley Credit UnionCredit union Decatur, IL80 out of 100, Strong$228.5M11.8%0.13%vs
Fowler State BankBank Fowler, IN80 out of 100, Strong$190.3M15.5%0.61%vs
1st Source BankBank South Bend, IN75 out of 100, Strong$9.3B13.7%0.99%vs
Kentland BankBank Kentland, IN75 out of 100, Strong$419.4M12.5%0.56%vs