Side-by-side · Q2 2026 data
Bank of Yazoo City vs FSNB, National Association
Metric by metric
| Measure | Bank of Yazoo City | FSNB, National Association |
|---|---|---|
| TellerScore | 79 | 96 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 99th |
| Total assets | $318.2M | $478.3M |
| Deposits / shares | $280.7M | $369.7M |
| Capital ratio | 12.00% | 17.51% (stronger) |
| Problem loans | 0.01% (stronger) | 0.36% |
| Net charge-offs | 0.04% (stronger) | 1.02% |
| Return on assets | 0.99% | 3.46% (stronger) |
| Loans ÷ deposits | 64.7% | 39.2% (stronger) |
| Uninsured deposits | 35.0% | 8.2% (stronger) |
| Offices | 4 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
FSNB, National Association has the higher TellerScore (96 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank of Yazoo City leads on 2 and FSNB, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.