Side-by-side · Q2 2026 data
Bank of Yazoo City vs The Cleveland State Bank
Metric by metric
| Measure | Bank of Yazoo City | The Cleveland State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 70 (stronger) | 62 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 59 | 60 (stronger) |
| Funding & liquidity | 73 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 75th | 64th |
| Total assets | $318.2M | $340.2M |
| Deposits / shares | $280.7M | $312.0M |
| Capital ratio | 12.00% (stronger) | 11.18% |
| Problem loans | 0.01% (stronger) | 0.26% |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 0.99% | 1.01% (stronger) |
| Loans ÷ deposits | 64.7% | 56.6% (stronger) |
| Uninsured deposits | 35.0% | 29.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Bank of Yazoo City has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Yazoo City leads on 4 and The Cleveland State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.