Side-by-side · Q2 2026 data
Bank of York vs Bank of the Lowcountry
Metric by metric
| Measure | Bank of York | Bank of the Lowcountry |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 79 (stronger) | 43 |
| Loan quality | 71 | 95 (stronger) |
| Earnings | 89 (stronger) | 50 |
| Funding & liquidity | 91 (stronger) | 57 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 84th | 29th |
| Total assets | $317.7M | $430.2M |
| Deposits / shares | $274.2M | $365.0M |
| Capital ratio | 12.88% (stronger) | 9.25% |
| Problem loans | 0.86% | 0.15% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.73% (stronger) | 0.75% |
| Loans ÷ deposits | 35.5% (stronger) | 88.6% |
| Uninsured deposits | 23.7% (stronger) | 28.5% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 6.6% |
Bank of York has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of York leads on 5 and Bank of the Lowcountry on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.