The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 83).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in South Carolina

Yes. Bank of York is an FDIC-insured institution (FDIC certificate #15104). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.7% of deposits ($64.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 35.12% (benchmark: 10%).

Check how much of your own balance is covered

Bank of York lists 4 offices in 3 cities. Most locations:

• York, SC (2)
• Lake Wylie, SC (1)
• Rock Hill, SC (1)

All branch addresses and map

In 2025, Bank of York reported 51 home-loan applications under HMDA (LEI 5493003F21XWNPQFEE34): 42 originated ($5,760,000 total), 6 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Bank of York

Type

State-chartered bank

FDIC certificate #

15104

RSSD ID

922924

Primary regulator

FDIC

Holding company

York Bancshares Inc

Established

April 15, 1935

Headquarters

13 Liberty St W, York, SC 29745

Website

www.bankofyork.com

Employees

34