Side-by-side · Q2 2026 data
Bank of York vs Family Trust Federal Credit Union
Credit union
Family Trust Federal Credit Union
Rock Hill, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Bank of York | Family Trust Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 79 (stronger) | 69 |
| Loan quality | 71 | 76 (stronger) |
| Earnings | 89 (stronger) | 61 |
| Funding & liquidity | 91 (stronger) | 66 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 84th | 54th |
| Total assets | $317.7M | $805.4M |
| Deposits / shares | $274.2M | $675.5M |
| Capital ratio | 12.88% (stronger) | 11.85% |
| Problem loans | 0.86% | 0.73% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 1.73% (stronger) | 1.04% |
| Loans ÷ deposits | 35.5% (stronger) | 94.6% |
| Uninsured deposits | 23.7% | 8.4% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 10.6% |
Bank of York has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of York leads on 5 and Family Trust Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rock Hill, SC
- York, SC