Side-by-side · Q2 2026 data
Bank of Zachary vs The Bank
Metric by metric
| Measure | Bank of Zachary | The Bank |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 69 | 78 (stronger) |
| Loan quality | 98 (stronger) | 84 |
| Earnings | 59 | 90 (stronger) |
| Funding & liquidity | 61 | 75 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 64th | 84th |
| Total assets | $416.0M | $462.0M |
| Deposits / shares | $359.7M | $396.3M |
| Capital ratio | 11.92% | 12.76% (stronger) |
| Problem loans | 0.07% (stronger) | 0.48% |
| Net charge-offs | 0.16% | 0.15% (stronger) |
| Return on assets | 0.98% | 1.75% (stronger) |
| Loans ÷ deposits | 84.9% | 82.8% (stronger) |
| Uninsured deposits | 27.8% | 17.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 1.6% |
The Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Zachary leads on 1 and The Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.