Side-by-side · Q2 2026 data
Bank OZK vs Arvest Bank
Metric by metric
| Measure | Bank OZK | Arvest Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 90 (stronger) | 41 |
| Loan quality | 69 | 71 (stronger) |
| Earnings | 84 (stronger) | 42 |
| Funding & liquidity | 46 | 64 (stronger) |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 91st | 17th |
| Total assets | $41.7B | $28.1B |
| Deposits / shares | $34.0B | $24.6B |
| Capital ratio | 13.96% (stronger) | 9.11% |
| Problem loans | 0.92% | 0.86% (stronger) |
| Net charge-offs | 0.62% | 0.37% (stronger) |
| Return on assets | 1.60% (stronger) | 0.55% |
| Loans ÷ deposits | 94.4% | 82.3% (stronger) |
| Uninsured deposits | 32.5% | 27.8% (stronger) |
| Offices | 255 | 220 |
| CFPB complaints (3 yrs) | 153 | 458 |
| Complaints per $1B deposits | 4.5 (stronger) | 18.6 |
| Mortgage denial rate (HMDA) | 37.8% | 18.5% |
Bank OZK has the higher TellerScore (76 vs 57). On the 8 directional measures above (where higher or lower is clearly better), Bank OZK leads on 4 and Arvest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Little Rock, AR
- Fayetteville, AR
- Hot Springs, AR
- Rogers, AR
- Bentonville, AR
- Springdale, AR
- Conway, AR
- Fort Smith, AR
- North Little Rock, AR
- Mountain Home, AR
- Benton, AR
- Russellville, AR
- Bella Vista, AR
- Harrison, AR
- Van Buren, AR
- Jonesboro, AR
- Siloam Springs, AR
- Yellville, AR
- Bryant, AR
- Cabot, AR
- Clarksville, AR
- Sherwood, AR
- Alma, AR