The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (55 → 57), mostly because the earnings component improved by 7 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Arkansas

Yes. Arvest Bank is an FDIC-insured institution (FDIC certificate #8728). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.8% of deposits ($6.8B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.11%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.48% (benchmark: 10%).

Check how much of your own balance is covered

Arvest Bank lists 220 offices in 113 cities across 4 states. Most locations:

• Tulsa, OK (15)
• Bentonville, AR (8)
• Fayetteville, AR (7)
• Little Rock, AR (7)
• Springdale, AR (7)
• Kansas City, MO (6)
• Oklahoma City, OK (6)
• Rogers, AR (6)
• Springfield, MO (6)
• Fort Smith, AR (5)
• Norman, OK (5)
• Joplin, MO (4)

All branch addresses and map

Over the last three years, the CFPB forwarded 458 consumer complaints about ARVEST BANK GROUP, INC. to the company (171 in the last 12 months). 99.6% received a timely response. That is 18.6 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Arvest Bank reported 19,744 home-loan applications under HMDA (LEI COINQMNIM6RBU631DD85): 13,366 originated ($3,350,060,000 total), 3,089 denied, and 3,024 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Arvest Bank

Former names

McIlroy Bank & Trust; McIlroy Bank; McIlroy Bank & Trust Company

Type

State-chartered bank (Fed member)

FDIC certificate #

8728

RSSD ID

311845

Primary regulator

FED

Holding company

Arvest Bank Group Inc

Established

January 1, 1871

Headquarters

75 N East Ave, Fayetteville, AR 72701

Website

www.arvest.com

Employees

6,087