Side-by-side · Q2 2026 data
Bank OZK vs First Security Bank
Metric by metric
| Measure | Bank OZK | First Security Bank |
|---|---|---|
| TellerScore | 76 | 92 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 69 | 95 (stronger) |
| Earnings | 84 | 94 (stronger) |
| Funding & liquidity | 46 | 62 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 91st | 99th |
| Total assets | $41.7B | $8.6B |
| Deposits / shares | $34.0B | $6.8B |
| Capital ratio | 13.96% | 15.60% (stronger) |
| Problem loans | 0.92% | 0.14% (stronger) |
| Net charge-offs | 0.62% | 0.47% (stronger) |
| Return on assets | 1.60% | 1.85% (stronger) |
| Loans ÷ deposits | 94.4% | 66.1% (stronger) |
| Uninsured deposits | 32.5% (stronger) | 44.3% |
| Offices | 255 | 77 |
| CFPB complaints (3 yrs) | 153 | — |
| Complaints per $1B deposits | 4.5 | — |
| Mortgage denial rate (HMDA) | 37.8% | 6.6% |
First Security Bank has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank OZK leads on 1 and First Security Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.