Side-by-side · Q2 2026 data
Bank19 vs Education Credit Union
Metric by metric
| Measure | Bank19 | Education Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 84 (stronger) | 41 |
| Funding & liquidity | 52 | 66 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 95th | 51st |
| Total assets | $147.8M | $469.2M |
| Deposits / shares | $121.8M | $404.3M |
| Capital ratio | 15.33% (stronger) | 12.63% |
| Problem loans | 0.00% (stronger) | 0.64% |
| Net charge-offs | 0.00% (stronger) | 0.88% |
| Return on assets | 1.61% (stronger) | 0.53% |
| Loans ÷ deposits | 62.4% (stronger) | 94.6% |
| Uninsured deposits | 56.1% | 5.5% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Bank19 has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank19 leads on 6 and Education Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.