Side-by-side · Q2 2026 data
Bank19 vs School District 3 Federal Credit Union
Credit union
School District 3 Federal Credit Union
Colorado Spring, Colorado · Under $100 million in assets
Metric by metric
| Measure | Bank19 | School District 3 Federal Credit Union |
|---|---|---|
| TellerScore | 90 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 84 (stronger) | 54 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 90th |
| Total assets | $147.8M | $36.0M |
| Deposits / shares | $121.8M | $30.2M |
| Capital ratio | 15.33% | 15.70% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 0.84% |
| Loans ÷ deposits | 62.4% | 55.0% (stronger) |
| Uninsured deposits | 56.1% | 3.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
School District 3 Federal Credit Union has the higher TellerScore (91 vs 90). On the 6 directional measures above (where higher or lower is clearly better), Bank19 leads on 1 and School District 3 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.