School District 3 Federal Credit Union (NCUA charter #13300) is based in Colorado Spring, Colorado. Its Q2 2026 call report shows $36.0M in total assets and $30.2M in member shares and deposits and 1 office.
School District 3 Federal Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 4th. Capital cushion contributes the most (100/100, 15.70%); earnings contributes the least (54/100, 0.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (94 → 91), mostly because the earnings component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 91 |
| Q4 2024 | 92 |
| Q1 2025 | 92 |
| Q2 2025 | 94 |
| Q3 2025 | 92 |
| Q4 2025 | 91 |
| Q1 2026 | 90 |
| Q2 2026 | 91 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.51% |
| Q3 2024 | 14.93% |
| Q4 2024 | 15.05% |
| Q1 2025 | 14.66% |
| Q2 2025 | 15.16% |
| Q3 2025 | 15.30% |
| Q4 2025 | 15.53% |
| Q1 2026 | 15.33% |
| Q2 2026 | 15.70% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.99% |
| Q4 2024 | 1.01% |
| Q1 2025 | 1.06% |
| Q2 2025 | 1.20% |
| Q3 2025 | 1.01% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.89% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 91 | $36.0M | 15.70% | 0.00% | 0.84% | 55.0% |
| Q1 2026 | 90 | $36.4M | 15.33% | 0.08% | 0.89% | 55.0% |
| Q4 2025 | 91 | $35.4M | 15.53% | 0.00% | 0.90% | 58.0% |
| Q3 2025 | 92 | $35.6M | 15.30% | 0.00% | 1.01% | 58.5% |
| Q2 2025 | 94 | $35.6M | 15.16% | 0.00% | 1.20% | 60.3% |
| Q1 2025 | 92 | $36.0M | 14.66% | 0.00% | 1.06% | 57.5% |
| Q4 2024 | 92 | $34.4M | 15.05% | 0.00% | 1.01% | 62.1% |
| Q3 2024 | 91 | $34.0M | 14.93% | 0.00% | 0.99% | 62.6% |
| Q2 2024 | 89 | $34.3M | 14.51% | 0.05% | 0.85% | 60.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Guadalupe Parish Credit UnionCredit union Antonito, CO | 89 out of 100, Very strong | $42.0M | 25.0% | 0.19% | vs |
| Pueblo Government Agencies Federal Credit UnionCredit union Pueblo, CO | 82 out of 100, Strong | $43.8M | 12.7% | 0.02% | vs |
| Holyoke Community Federal Credit UnionCredit union Holyoke, CO | 63 out of 100, Moderate | $49.8M | 8.3% | 0.88% | vs |
| Yuma County Federal Credit UnionCredit union Yuma, CO | 85 out of 100, Very strong | $53.0M | 12.9% | 0.00% | vs |
| Electrical Federal Credit UnionCredit union Arvada, CO | 77 out of 100, Strong | $54.3M | 13.0% | 0.75% | vs |
| Westminster Federal Credit UnionCredit union Westminster, CO | 63 out of 100, Moderate | $54.6M | 9.7% | 1.11% | vs |
Deposit insurance
Is my money safe at School District 3 Federal Credit Union?
Yes. School District 3 Federal Credit Union is a federally insured credit union (NCUA charter #13300). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.3% of shares and deposits ($995K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
School District 3 Federal Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- School District 3 Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13300
- RSSD ID
- 630685
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- 1180 Crawford Ave, Colorado Spring, CO 80911
- Employees
- 5
Quick answers
School District 3 Federal Credit Union: common questions
Is School District 3 Federal Credit Union NCUA insured?
Yes. School District 3 Federal Credit Union is a federally insured credit union (NCUA charter #13300). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is School District 3 Federal Credit Union's TellerScore?
91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does School District 3 Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Colorado Spring
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank19Bank Memphis, TX | 90 out of 100, Very strong | $147.8M | 15.3% | 0.00% | vs |
| 5Star BankBank Colorado Springs, CO | 87 out of 100, Very strong | $378.2M | 17.2% | 0.16% | vs |
| Pikes Peak National BankBank Colorado Springs, CO | 85 out of 100, Very strong | $110.8M | 15.6% | 0.00% | vs |
| First National Bank ColoradoBank Las Animas, CO | 85 out of 100, Very strong | $634.3M | 11.8% | 0.00% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |