Side-by-side · Q2 2026 data
Bank360 vs First Bank and Trust Company
Metric by metric
| Measure | Bank360 | First Bank and Trust Company |
|---|---|---|
| TellerScore | 42 | 96 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 85 | 93 (stronger) |
| Funding & liquidity | 58 | 81 (stronger) |
| Problem-loan coverage | 33 | 100 (stronger) |
| Peer percentile | 5th | 97th |
| Total assets | $61.0M | $58.2M |
| Deposits / shares | $52.7M | $47.1M |
| Capital ratio | 9.36% | 16.68% (stronger) |
| Problem loans | 3.97% | 0.02% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.63% | 1.83% (stronger) |
| Loans ÷ deposits | 98.5% | 44.5% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 32.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank and Trust Company has the higher TellerScore (96 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Bank360 leads on 2 and First Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clinton, OK