Bank360 (FDIC certificate #9875) is based in Cordell, Oklahoma. Its Q2 2026 call report shows $61.0M in total assets and $52.7M in deposits and 2 offices.
Bank360 has a TellerScore of 42 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 158th. Earnings contributes the most (85/100, 1.63%); loan quality contributes the least (0/100, 3.97%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (44 → 42), mostly because the earnings component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 56 |
| Q4 2024 | 53 |
| Q1 2025 | 45 |
| Q2 2025 | 44 |
| Q3 2025 | 42 |
| Q4 2025 | 40 |
| Q1 2026 | 40 |
| Q2 2026 | 42 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.93% |
| Q3 2024 | 8.78% |
| Q4 2024 | 8.65% |
| Q1 2025 | 8.56% |
| Q2 2025 | 8.83% |
| Q3 2025 | 8.88% |
| Q4 2025 | 8.86% |
| Q1 2026 | 9.08% |
| Q2 2026 | 9.36% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.97% |
| Q3 2024 | 1.99% |
| Q4 2024 | 2.16% |
| Q1 2025 | 4.18% |
| Q2 2025 | 4.16% |
| Q3 2025 | 4.34% |
| Q4 2025 | 4.09% |
| Q1 2026 | 3.88% |
| Q2 2026 | 3.97% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.83% |
| Q3 2024 | 1.95% |
| Q4 2024 | 1.79% |
| Q1 2025 | 2.33% |
| Q2 2025 | 1.98% |
| Q3 2025 | 1.72% |
| Q4 2025 | 1.52% |
| Q1 2026 | 1.67% |
| Q2 2026 | 1.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 42 | $61.0M | 9.36% | 3.97% | 1.63% | 98.5% |
| Q1 2026 | 40 | $59.6M | 9.08% | 3.88% | 1.67% | 105.3% |
| Q4 2025 | 40 | $63.3M | 8.86% | 4.09% | 1.52% | 92.6% |
| Q3 2025 | 42 | $63.2M | 8.88% | 4.34% | 1.72% | 86.6% |
| Q2 2025 | 44 | $61.9M | 8.83% | 4.16% | 1.98% | 85.8% |
| Q1 2025 | 45 | $63.9M | 8.56% | 4.18% | 2.33% | 85.4% |
| Q4 2024 | 53 | $62.5M | 8.65% | 2.16% | 1.79% | 89.0% |
| Q3 2024 | 56 | $61.4M | 8.78% | 1.99% | 1.95% | 90.9% |
| Q2 2024 | 55 | $59.5M | 8.93% | 1.97% | 1.83% | 94.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Noble, OK | 67 out of 100, Moderate | $61.5M | 11.3% | 0.76% | vs |
| Peoples Bank and Trust CompanyBank Ryan, OK | 39 out of 100, Low | $61.9M | 14.4% | 10.85% | vs |
| First Bank of ThomasBank Thomas, OK | 64 out of 100, Moderate | $63.2M | 12.6% | 2.29% | vs |
| Grant County BankBank Medford, OK | 81 out of 100, Strong | $58.4M | 15.6% | 0.12% | vs |
| First Bank and Trust CompanyBank Clinton, OK | 96 out of 100, Very strong | $58.2M | 16.7% | 0.02% | vs |
| Farmers State Bank, Allen, OklahomaBank Allen, OK | 86 out of 100, Very strong | $57.2M | 13.5% | 0.61% | vs |
Deposit insurance
Is my money safe at Bank360?
Yes. Bank360 is an FDIC-insured institution (FDIC certificate #9875). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.4% of deposits ($9.7M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.36%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Bank360 lists 2 offices in 2 cities. Most locations:
- Clinton, OK (1)
- Cordell, OK (1)
Identity & history
Profile
- Legal name
- Bank360
- Former names
- Bank of Cordell; The State Bank of Rocky
- Type
- State-chartered bank
- FDIC certificate #
- 9875
- RSSD ID
- 464853
- Primary regulator
- FDIC
- Holding company
- Rocky Financial Corp
- Established
- May 29, 1902
- Headquarters
- 808 N Glenn L English St, Cordell, OK 73632
- Website
- bank360.bank
- Employees
- 14
Quick answers
Bank360: common questions
Is Bank360 FDIC insured?
Yes. Bank360 is an FDIC-insured institution (FDIC certificate #9875). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank360's TellerScore?
42 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank360 ever failed?
There is no failure record for FDIC certificate #9875 in the FDIC failed bank list.
How many branches does Bank360 have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Cordell
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank and Trust CompanyBank Clinton, OK | 96 out of 100, Very strong | $58.2M | 16.7% | 0.02% | vs |
| Oklahoma Bank and Trust CompanyBank Clinton, OK | 82 out of 100, Strong | $202.3M | 14.1% | 0.61% | vs |
| Shamrock Bank, N.A.Bank Coalgate, OK | 79 out of 100, Strong | $501.5M | 10.8% | 0.29% | vs |
| Frazer BankBank Altus, OK | 77 out of 100, Strong | $354.3M | 11.2% | 0.00% | vs |
| Bank of HydroBank Hydro, OK | 76 out of 100, Strong | $180.8M | 11.6% | 0.64% | vs |
| Bank of Western OklahomaBank Elk City, OK | 73 out of 100, Strong | $469.7M | 8.1% | 0.11% | vs |