Side-by-side · Q2 2026 data
Bank360 vs The First State Bank of Pond Creek, Oklahoma
Bank
The First State Bank of Pond Creek, Oklahoma
Pond Creek, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Bank360 | The First State Bank of Pond Creek, Oklahoma |
|---|---|---|
| TellerScore | 42 | 83 (stronger) |
| Capital cushion | 44 | 78 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 85 | 98 (stronger) |
| Funding & liquidity | 58 | 62 (stronger) |
| Problem-loan coverage | 33 | 83 (stronger) |
| Peer percentile | 5th | 73rd |
| Total assets | $61.0M | $55.5M |
| Deposits / shares | $52.7M | $47.9M |
| Capital ratio | 9.36% | 12.78% (stronger) |
| Problem loans | 3.97% | 0.32% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.01% |
| Return on assets | 1.63% | 1.96% (stronger) |
| Loans ÷ deposits | 98.5% | 96.6% (stronger) |
| Uninsured deposits | 18.4% | 16.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Pond Creek, Oklahoma has the higher TellerScore (83 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Bank360 leads on 1 and The First State Bank of Pond Creek, Oklahoma on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.