Side-by-side · Q2 2026 data
Bankcda vs Horizon Credit Union
Metric by metric
| Measure | Bankcda | Horizon Credit Union |
|---|---|---|
| TellerScore | 52 | 75 (stronger) |
| Capital cushion | 64 | 81 (stronger) |
| Loan quality | 10 | 91 (stronger) |
| Earnings | 54 (stronger) | 46 |
| Funding & liquidity | 80 (stronger) | 61 |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 8th | 75th |
| Total assets | $238.9M | $2.0B |
| Deposits / shares | $210.3M | $1.6B |
| Capital ratio | 11.45% | 13.08% (stronger) |
| Problem loans | 2.70% | 0.27% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.48% |
| Return on assets | 0.84% (stronger) | 0.64% |
| Loans ÷ deposits | 67.8% (stronger) | 98.9% |
| Uninsured deposits | 25.9% | 8.1% (stronger) |
| Offices | 6 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bankcda leads on 3 and Horizon Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.