Side-by-side · Q2 2026 data
BankChampaign, National Association vs Security Bank, s.b.
Metric by metric
| Measure | BankChampaign, National Association | Security Bank, s.b. |
|---|---|---|
| TellerScore | 84 (stronger) | 70 |
| Capital cushion | 68 (stronger) | 51 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 60 | 75 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 86th | 43rd |
| Total assets | $242.8M | $244.5M |
| Deposits / shares | $193.3M | $185.5M |
| Capital ratio | 11.84% (stronger) | 10.09% |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.14% (stronger) | 0.68% |
| Loans ÷ deposits | 100.2% | 73.5% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 25.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 5.7% |
BankChampaign, National Association has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), BankChampaign, National Association leads on 5 and Security Bank, s.b. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.