Security Bank, s.b. is a si headquartered in Springfield, Illinois, in business for about 120 years. At the end of Q2 2026 it reported $244.5M in total assets and $185.5M in deposits, with 3 offices.
Security Bank, s.b. has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 169th. Problem-loan coverage contributes the most (98/100, 0.9%); earnings contributes the least (47/100, 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (62 → 70), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 46 |
| Q3 2024 | 46 |
| Q4 2024 | 51 |
| Q1 2025 | 59 |
| Q2 2025 | 62 |
| Q3 2025 | 72 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.05% |
| Q3 2024 | 7.74% |
| Q4 2024 | 8.07% |
| Q1 2025 | 8.22% |
| Q2 2025 | 9.15% |
| Q3 2025 | 11.98% |
| Q4 2025 | 10.63% |
| Q1 2026 | 9.75% |
| Q2 2026 | 10.09% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.85% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.16% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.27% |
| Q1 2026 | 0.17% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $244.5M | 10.09% | 0.16% | 0.68% | 73.5% |
| Q1 2026 | 69 | $251.5M | 9.75% | 0.17% | 0.65% | 66.6% |
| Q4 2025 | 67 | $256.6M | 10.63% | 0.27% | 0.15% | 59.7% |
| Q3 2025 | 72 | $204.0M | 11.98% | 0.60% | 0.66% | 63.3% |
| Q2 2025 | 62 | $216.5M | 9.15% | 0.72% | 0.69% | 55.7% |
| Q1 2025 | 59 | $217.7M | 8.22% | 0.78% | 0.76% | 54.8% |
| Q4 2024 | 51 | $214.9M | 8.07% | 1.16% | 0.31% | 56.5% |
| Q3 2024 | 46 | $244.3M | 7.74% | 1.34% | 0.11% | 48.6% |
| Q2 2024 | 46 | $219.0M | 8.05% | 1.85% | 0.44% | 52.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| BankChampaign, National AssociationBank Champaign, IL | 84 out of 100, Strong | $242.8M | 11.8% | 0.00% | vs |
| Security Savings BankBank Monmouth, IL | 80 out of 100, Strong | $241.4M | 13.0% | 0.30% | vs |
| Bank of FarmingtonBank Farmington, IL | 66 out of 100, Moderate | $240.1M | 11.0% | 0.20% | vs |
| The Clay City Banking Co.Bank Clay City, IL | 68 out of 100, Moderate | $253.3M | 10.2% | 1.09% | vs |
| Raritan State BankBank Raritan, IL | 60 out of 100, Moderate | $253.9M | 10.8% | 1.67% | vs |
| First Federal Savings and Loan Association of Central Illinois, S.B.Bank Shelbyville, IL | 69 out of 100, Moderate | $235.0M | 10.7% | 0.70% | vs |
Deposit insurance
Is my money safe at Security Bank, s.b.?
Yes. Security Bank, s.b. is an FDIC-insured institution (FDIC certificate #27723). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.4% of deposits ($47.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.14% (benchmark: 10%).
3 locations
Branches
Security Bank, s.b. lists 3 offices in 1 city. Most locations:
- Springfield, IL (3)
HMDA 2025
Mortgage lending
In 2025, Security Bank, s.b. reported 116 home-loan applications under HMDA (LEI 549300BGIT0LFI12Z304): 96 originated ($17,260,000 total), 6 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Security Bank, s.b.
- Former names
- Security Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 27723
- RSSD ID
- 218878
- Primary regulator
- FDIC
- Holding company
- Security Midwest Bcorp Inc
- Established
- January 1, 1906
- Headquarters
- 510 E Monroe St, Springfield, IL 62701
- Website
- www.securitybk.com
- Employees
- 55
Quick answers
Security Bank, s.b.: common questions
Is Security Bank, s.b. FDIC insured?
Yes. Security Bank, s.b. is an FDIC-insured institution (FDIC certificate #27723). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security Bank, s.b.'s TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security Bank, s.b. ever failed?
There is no failure record for FDIC certificate #27723 in the FDIC failed bank list.
How many branches does Security Bank, s.b. have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Springfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Springfield Firefighters Credit UnionCredit union Springfield, IL | 100 out of 100, Very strong | $3.4M | 16.6% | 0.00% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Heartland Credit UnionCredit union Springfield, IL | 89 out of 100, Very strong | $573.7M | 13.7% | 0.25% | vs |
| Midland Community BankBank Kincaid, IL | 88 out of 100, Very strong | $68.8M | 12.1% | 0.00% | vs |
| Springfield City Employees Credit UnionCredit union Springfield, IL | 85 out of 100, Very strong | $12.8M | 17.1% | 0.33% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |