Side-by-side · Q2 2026 data
BankChampaign, National Association vs University of Illinois Community Credit Union
Credit union
University of Illinois Community Credit Union
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | BankChampaign, National Association | University of Illinois Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 68 (stronger) | 49 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 60 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 86th | 41st |
| Total assets | $242.8M | $765.5M |
| Deposits / shares | $193.3M | $689.0M |
| Capital ratio | 11.84% (stronger) | 9.93% |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% (stronger) | 0.73% |
| Return on assets | 2.14% (stronger) | 1.11% |
| Loans ÷ deposits | 100.2% | 90.8% (stronger) |
| Uninsured deposits | 12.5% | 6.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 6.6% |
BankChampaign, National Association has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), BankChampaign, National Association leads on 5 and University of Illinois Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.