University of Illinois Community Credit Union (NCUA charter #60583) is based in Champaign, Illinois. Its Q2 2026 call report shows $765.5M in total assets and $689.0M in member shares and deposits and 6 offices.
Based on its Q2 2026 filing, University of Illinois Community Credit Union scores 67/100, which we describe as moderate. That is higher than only 41% of 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 129th. Its strongest component is problem-loan coverage (91/100; 4.7%), and its lowest is capital cushion (49/100; 9.93%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (62 → 67), mostly because the earnings component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 52 |
| Q4 2024 | 56 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 59 |
| Q4 2025 | 59 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.08% |
| Q3 2024 | 9.18% |
| Q4 2024 | 10.27% |
| Q1 2025 | 9.98% |
| Q2 2025 | 10.07% |
| Q3 2025 | 9.63% |
| Q4 2025 | 9.55% |
| Q1 2026 | 9.68% |
| Q2 2026 | 9.93% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.94% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.57% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.04% |
| Q4 2024 | -0.02% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.47% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.37% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $765.5M | 9.93% | 0.57% | 1.11% | 90.8% |
| Q1 2026 | 66 | $767.1M | 9.68% | 0.66% | 1.08% | 89.4% |
| Q4 2025 | 59 | $755.5M | 9.55% | 0.74% | 0.37% | 91.5% |
| Q3 2025 | 59 | $741.8M | 9.63% | 0.66% | 0.37% | 95.0% |
| Q2 2025 | 62 | $702.7M | 10.07% | 0.57% | 0.47% | 96.1% |
| Q1 2025 | 62 | $713.6M | 9.98% | 0.67% | 0.51% | 87.3% |
| Q4 2024 | 56 | $678.2M | 10.27% | 0.94% | -0.02% | 93.2% |
| Q3 2024 | 52 | $660.8M | 9.18% | 0.91% | 0.04% | 95.5% |
| Q2 2024 | 54 | $667.6M | 9.08% | 0.71% | 0.04% | 94.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| R.I.A. Federal Credit UnionCredit union Rock Island, IL | 62 out of 100, Moderate | $749.1M | 9.9% | 0.70% | vs |
| National Police Federal Credit UnionCredit union Chicago, IL | 63 out of 100, Moderate | $620.7M | 8.9% | 0.77% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Dupage Credit UnionCredit union Naperville, IL | 62 out of 100, Moderate | $600.2M | 9.6% | 0.48% | vs |
| Numark Credit UnionCredit union Joliet, IL | 59 out of 100, Moderate | $932.2M | 10.2% | 1.30% | vs |
| Siu Credit UnionCredit union Carbondale, IL | 72 out of 100, Strong | $591.3M | 11.6% | 0.90% | vs |
Deposit insurance
Is my money safe at University of Illinois Community Credit Union?
Yes. University of Illinois Community Credit Union is a federally insured credit union (NCUA charter #60583). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.1% of shares and deposits ($41.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.93%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
6 locations
Branches
University of Illinois Community Credit Union lists 6 offices in 5 cities. Most locations:
- Urbana, IL (2)
- Bloomington, IL (1)
- Champaign, IL (1)
- Danville, IL (1)
- Mahomet, IL (1)
HMDA 2025
Mortgage lending
In 2025, University of Illinois Community Credit Union reported 388 home-loan applications under HMDA (LEI 549300MD1OK70DH5EZ47): 285 originated ($77,555,000 total), 20 denied, and 83 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- University of Illinois Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60583
- RSSD ID
- 419992
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- 2201 S First St, Champaign, IL 61820
- Employees
- 181
Quick answers
University of Illinois Community Credit Union: common questions
Is University of Illinois Community Credit Union NCUA insured?
Yes. University of Illinois Community Credit Union is a federally insured credit union (NCUA charter #60583). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is University of Illinois Community Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does University of Illinois Community Credit Union have?
6 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Champaign
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Federal Savings Bank of Champaign UrbanaBank Champaign, IL | 90 out of 100, Very strong | $192.5M | 12.7% | 0.09% | vs |
| Community Plus Federal Credit UnionCredit union Rantoul, IL | 90 out of 100, Very strong | $28.1M | 18.4% | 0.51% | vs |
| Clifford-Jacobs Employees Credit UnionCredit union Champaign, IL | 86 out of 100, Very strong | $1.2M | 55.5% | 0.16% | vs |
| Villa Grove State BankBank Villa Grove, IL | 86 out of 100, Very strong | $85.9M | 12.2% | 0.00% | vs |
| BankChampaign, National AssociationBank Champaign, IL | 84 out of 100, Strong | $242.8M | 11.8% | 0.00% | vs |
| Bank of RantoulBank Rantoul, IL | 82 out of 100, Strong | $285.8M | 10.8% | 0.00% | vs |