Side-by-side · Q2 2026 data
BankCherokee vs Think Mutual Bank
Metric by metric
| Measure | BankCherokee | Think Mutual Bank |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 26 | 45 (stronger) |
| Funding & liquidity | 74 | 95 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 37th | 97th |
| Total assets | $401.9M | $2.2B |
| Deposits / shares | $333.5M | $1.9B |
| Capital ratio | 11.01% | 16.25% (stronger) |
| Problem loans | 0.17% (stronger) | 0.25% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 0.15% | 0.63% (stronger) |
| Loans ÷ deposits | 86.6% | 64.8% (stronger) |
| Uninsured deposits | 13.9% | 5.8% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), BankCherokee leads on 2 and Think Mutual Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.