Side-by-side · Q2 2026 data
BankCherokee vs Village Bank
Metric by metric
| Measure | BankCherokee | Village Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 62 |
| Capital cushion | 60 (stronger) | 40 |
| Loan quality | 94 (stronger) | 87 |
| Earnings | 26 | 47 (stronger) |
| Funding & liquidity | 74 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 80 |
| Peer percentile | 37th | 22nd |
| Total assets | $401.9M | $411.9M |
| Deposits / shares | $333.5M | $366.2M |
| Capital ratio | 11.01% (stronger) | 8.98% |
| Problem loans | 0.17% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 1.40% |
| Return on assets | 0.15% | 0.67% (stronger) |
| Loans ÷ deposits | 86.6% | 79.8% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 25.3% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
BankCherokee has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), BankCherokee leads on 5 and Village Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.