Side-by-side · Q2 2026 data
Bankers Trust Company vs Journey Credit Union
Metric by metric
| Measure | Bankers Trust Company | Journey Credit Union |
|---|---|---|
| TellerScore | 64 | 85 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 90 (stronger) | 63 |
| Earnings | 63 | 82 (stronger) |
| Funding & liquidity | 25 | 90 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 33rd | 77th |
| Total assets | $7.8B | $97.6M |
| Deposits / shares | $6.7B | $80.4M |
| Capital ratio | 10.10% | 16.86% (stronger) |
| Problem loans | 0.31% (stronger) | 1.11% |
| Net charge-offs | 0.07% (stronger) | 0.64% |
| Return on assets | 1.08% | 1.56% (stronger) |
| Loans ÷ deposits | 88.5% | 70.6% (stronger) |
| Uninsured deposits | 57.4% | 9.0% (stronger) |
| Offices | 19 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bankers Trust Company leads on 2 and Journey Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.