Bankers Trust Company is a state-chartered bank headquartered in Des Moines, Iowa, in business for about 109 years. At the end of Q2 2026 it reported $7.8B in total assets and $6.7B in deposits, with 22 offices across 3 states.
Bankers Trust Company has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 33% of its 897 banks with $1 billion – $10 billion. Among 226 banks headquartered in Iowa, it ranks 174th. Problem-loan coverage contributes the most (95/100, 2.3%); funding & liquidity contributes the least (25/100, 88% loans-to-deposits, 57% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 62 |
| Q4 2024 | 63 |
| Q1 2025 | 63 |
| Q2 2025 | 63 |
| Q3 2025 | 63 |
| Q4 2025 | 65 |
| Q1 2026 | 64 |
| Q2 2026 | 64 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.05% |
| Q3 2024 | 10.09% |
| Q4 2024 | 9.88% |
| Q1 2025 | 9.93% |
| Q2 2025 | 9.87% |
| Q3 2025 | 9.97% |
| Q4 2025 | 10.12% |
| Q1 2026 | 10.33% |
| Q2 2026 | 10.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.07% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.05% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.17% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.88% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.99% |
| Q3 2025 | 1.06% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.07% |
| Q2 2026 | 1.08% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $7.8B | 10.10% | 0.31% | 1.08% | 88.5% |
| Q1 2026 | 64 | $7.5B | 10.33% | 0.17% | 1.07% | 99.3% |
| Q4 2025 | 65 | $7.5B | 10.12% | 0.05% | 1.10% | 95.9% |
| Q3 2025 | 63 | $7.5B | 9.97% | 0.05% | 1.06% | 100.8% |
| Q2 2025 | 63 | $7.5B | 9.87% | 0.03% | 0.99% | 104.1% |
| Q1 2025 | 63 | $7.4B | 9.93% | 0.06% | 0.94% | 100.2% |
| Q4 2024 | 63 | $7.2B | 9.88% | 0.06% | 0.88% | 96.6% |
| Q3 2024 | 62 | $7.1B | 10.09% | 0.12% | 0.86% | 103.4% |
| Q2 2024 | 62 | $6.7B | 10.05% | 0.07% | 0.79% | 101.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Principal BankBank Des Moines, IA | 64 out of 100, Moderate | $9.8B | 7.1% | 0.44% | vs |
| Hills Bank and Trust CompanyBank Hills, IA | 84 out of 100, Strong | $4.8B | 13.4% | 0.40% | vs |
| West BankBank West Des Moines, IA | 71 out of 100, Strong | $4.0B | 10.8% | 0.00% | vs |
| Northwest BankBank Spencer, IA | 70 out of 100, Strong | $3.0B | 10.1% | 0.23% | vs |
| Cedar Rapids Bank and Trust CompanyBank Cedar Rapids, IA | 87 out of 100, Very strong | $2.9B | 16.9% | 0.54% | vs |
| Quad City Bank and Trust CompanyBank Bettendorf, IA | 70 out of 100, Strong | $2.8B | 11.0% | 0.51% | vs |
Deposit insurance
Is my money safe at Bankers Trust Company?
Yes. Bankers Trust Company is an FDIC-insured institution (FDIC certificate #953). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 57.4% of deposits ($3.9B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.25% (benchmark: 10%).
22 locations
Branches
Bankers Trust Company lists 19 offices in 12 cities across 3 states. Most locations:
- Des Moines, IA (6)
- Cedar Rapids, IA (2)
- Phoenix, AZ (2)
- Altoona, IA (1)
- Ames, IA (1)
- Ankeny, IA (1)
- Clive, IA (1)
- Elkhorn, NE (1)
- Grimes, IA (1)
- Scottsdale, AZ (1)
- Sun City West, AZ (1)
- West Des Moines, IA (1)
HMDA 2025
Mortgage lending
In 2025, Bankers Trust Company reported 899 home-loan applications under HMDA (LEI II61D6IY86YZ37HBBL25): 716 originated ($389,010,000 total), 74 denied, and 98 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bankers Trust Company
- Former names
- Bankers Trust Company, National Association
- Type
- State-chartered bank
- FDIC certificate #
- 953
- RSSD ID
- 811046
- Primary regulator
- FDIC
- Holding company
- Btc Financial Corp
- Established
- June 1, 1917
- Headquarters
- 453 7th St, Des Moines, IA 50309
- Website
- www.bankerstrust.com
- Employees
- 592
Quick answers
Bankers Trust Company: common questions
Is Bankers Trust Company FDIC insured?
Yes. Bankers Trust Company is an FDIC-insured institution (FDIC certificate #953). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bankers Trust Company's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bankers Trust Company ever failed?
There is no failure record for FDIC certificate #953 in the FDIC failed bank list.
How many branches does Bankers Trust Company have?
22 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Des Moines
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| ITS BankBank Johnston, IA | 98 out of 100, Very strong | $45.2M | 97.5% | 0.00% | vs |
| Lamoure Credit UnionCredit union Lamoure, ND | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% | vs |
| Iowa State BankBank Des Moines, IA | 95 out of 100, Very strong | $480.5M | 15.9% | 0.00% | vs |
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| Serve Credit UnionCredit union Des Moines, IA | 84 out of 100, Strong | $101.3M | 18.1% | 0.81% | vs |
| Charter BankBank Johnston, IA | 83 out of 100, Strong | $227.5M | 11.0% | 0.00% | vs |