Side-by-side · Q2 2026 data
BankFirst vs Bank of the Valley
Metric by metric
| Measure | BankFirst | Bank of the Valley |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 72 | 98 (stronger) |
| Earnings | 97 (stronger) | 55 |
| Funding & liquidity | 53 | 68 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 97th | 43rd |
| Total assets | $1.2B | $581.9M |
| Deposits / shares | $804.7M | $490.8M |
| Capital ratio | 15.31% (stronger) | 9.87% |
| Problem loans | 0.84% | 0.05% (stronger) |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | 1.92% (stronger) | 0.87% |
| Loans ÷ deposits | 89.4% (stronger) | 91.8% |
| Uninsured deposits | 31.1% | 13.0% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
BankFirst has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), BankFirst leads on 4 and Bank of the Valley on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.