Side-by-side · Q2 2026 data
BankFirst Financial Services vs Community Bank of Mississippi
Metric by metric
| Measure | BankFirst Financial Services | Community Bank of Mississippi |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 59 (stronger) | 33 |
| Loan quality | 74 | 92 (stronger) |
| Earnings | 64 | 64 |
| Funding & liquidity | 70 (stronger) | 62 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 53rd | 33rd |
| Total assets | $3.3B | $5.1B |
| Deposits / shares | $2.8B | $4.6B |
| Capital ratio | 10.86% (stronger) | 8.32% |
| Problem loans | 0.77% | 0.25% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.10% | 1.11% (stronger) |
| Loans ÷ deposits | 79.3% | 75.0% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 35.7% |
| Offices | 44 | 52 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 9.7% |
BankFirst Financial Services has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 3 and Community Bank of Mississippi on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.