Side-by-side · Q2 2026 data
BankFirst Financial Services vs West Alabama Bank & Trust
Metric by metric
| Measure | BankFirst Financial Services | West Alabama Bank & Trust |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 59 | 72 (stronger) |
| Loan quality | 74 | 85 (stronger) |
| Earnings | 64 | 71 (stronger) |
| Funding & liquidity | 70 | 77 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 53rd | 68th |
| Total assets | $3.3B | $929.0M |
| Deposits / shares | $2.8B | $806.4M |
| Capital ratio | 10.86% | 12.22% (stronger) |
| Problem loans | 0.77% | 0.44% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.16% |
| Return on assets | 1.10% | 1.28% (stronger) |
| Loans ÷ deposits | 79.3% | 74.0% (stronger) |
| Uninsured deposits | 24.3% | 23.0% (stronger) |
| Offices | 44 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
West Alabama Bank & Trust has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 1 and West Alabama Bank & Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Aliceville, AL
- Carrollton, AL
- Fayette, AL
- Gordo, AL
- Northport, AL
- Tuscaloosa, AL