TellerScore

Side-by-side · Q2 2026 data

BankGloucester vs Winter Hill Bank, FSB

Bank

BankGloucester

Gloucester, Massachusetts · $100 million – $1 billion

30of 100
Low

Bank

Winter Hill Bank, FSB

Somerville, Massachusetts · $100 million – $1 billion

63of 100
Moderate

Metric by metric

MeasureBankGloucesterWinter Hill Bank, FSB
TellerScore3063 (stronger)
Capital cushion3750 (stronger)
Loan quality1100 (stronger)
Earnings37 (stronger)25
Funding & liquidity4254 (stronger)
Problem-loan coverage45100 (stronger)
Peer percentile1st24th
Total assets$386.9M$407.9M
Deposits / shares$304.2M$299.3M
Capital ratio8.70%10.04% (stronger)
Problem loans2.98%0.00% (stronger)
Net charge-offs-0.00% (stronger)0.00%
Return on assets0.42% (stronger)0.12%
Loans ÷ deposits108.9%99.1% (stronger)
Uninsured deposits23.7%21.3% (stronger)
Offices33
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—10.0%

Winter Hill Bank, FSB has the higher TellerScore (63 vs 30). On the 7 directional measures above (where higher or lower is clearly better), BankGloucester leads on 2 and Winter Hill Bank, FSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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