Side-by-side · Q2 2026 data
BankNewport vs Westport Federal Credit Union
Credit union
Westport Federal Credit Union
Westport, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | BankNewport | Westport Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 75 (stronger) |
| Capital cushion | 56 (stronger) | 49 |
| Loan quality | 68 | 88 (stronger) |
| Earnings | 45 | 69 (stronger) |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 17th | 52nd |
| Total assets | $3.1B | $82.2M |
| Deposits / shares | $2.4B | $73.9M |
| Capital ratio | 10.58% (stronger) | 9.94% |
| Problem loans | 0.95% | 0.37% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 0.62% | 1.22% (stronger) |
| Loans ÷ deposits | 100.9% | 54.8% (stronger) |
| Uninsured deposits | 30.1% | 4.7% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 5.4% |
Westport Federal Credit Union has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), BankNewport leads on 2 and Westport Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.