Side-by-side · Q2 2026 data
BankNorth vs United Valley Bank
Metric by metric
| Measure | BankNorth | United Valley Bank |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 53 | 55 (stronger) |
| Loan quality | 81 | 96 (stronger) |
| Earnings | 98 (stronger) | 64 |
| Funding & liquidity | 46 | 62 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 50th | 50th |
| Total assets | $694.1M | $751.6M |
| Deposits / shares | $549.6M | $628.5M |
| Capital ratio | 10.32% | 10.50% (stronger) |
| Problem loans | 0.58% | 0.13% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.94% (stronger) | 1.10% |
| Loans ÷ deposits | 110.7% | 86.5% (stronger) |
| Uninsured deposits | 18.8% (stronger) | 25.2% |
| Offices | 11 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), BankNorth leads on 2 and United Valley Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.