Side-by-side · Q2 2026 data
BankOkolona vs Farmers and Merchants Bank
Metric by metric
| Measure | BankOkolona | Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 51 | 92 (stronger) |
| Loan quality | 65 (stronger) | 44 |
| Earnings | 75 | 91 (stronger) |
| Funding & liquidity | 79 (stronger) | 78 |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 34th | 68th |
| Total assets | $359.6M | $565.8M |
| Deposits / shares | $322.3M | $481.2M |
| Capital ratio | 10.09% | 14.19% (stronger) |
| Problem loans | 1.04% (stronger) | 1.69% |
| Net charge-offs | 0.08% (stronger) | 0.17% |
| Return on assets | 1.38% | 1.78% (stronger) |
| Loans ÷ deposits | 76.8% | 71.8% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 24.6% |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants Bank has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), BankOkolona leads on 3 and Farmers and Merchants Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.