BankOkolona (FDIC certificate #5902) is based in Okolona, Mississippi. Its Q2 2026 call report shows $359.6M in total assets and $322.3M in deposits and 5 offices.
Based on its Q2 2026 filing, BankOkolona scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 34th. Its strongest component is problem-loan coverage (85/100; 7.6%), and its lowest is capital cushion (51/100; 10.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (61 → 67), mostly because the earnings component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 62 |
| Q4 2024 | 62 |
| Q1 2025 | 63 |
| Q2 2025 | 61 |
| Q3 2025 | 61 |
| Q4 2025 | 64 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.16% |
| Q3 2024 | 9.42% |
| Q4 2024 | 9.16% |
| Q1 2025 | 8.97% |
| Q2 2025 | 9.00% |
| Q3 2025 | 9.02% |
| Q4 2025 | 10.17% |
| Q1 2026 | 9.97% |
| Q2 2026 | 10.09% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.91% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.92% |
| Q3 2025 | 0.93% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.10% |
| Q2 2026 | 1.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.99% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $359.6M | 10.09% | 1.04% | 1.38% | 76.8% |
| Q1 2026 | 66 | $349.3M | 9.97% | 1.10% | 1.44% | 77.8% |
| Q4 2025 | 64 | $346.1M | 10.17% | 1.09% | 0.99% | 76.6% |
| Q3 2025 | 61 | $342.3M | 9.02% | 0.93% | 0.92% | 77.1% |
| Q2 2025 | 61 | $345.8M | 9.00% | 0.92% | 0.79% | 75.9% |
| Q1 2025 | 63 | $345.4M | 8.97% | 0.76% | 0.78% | 72.8% |
| Q4 2024 | 62 | $332.3M | 9.16% | 0.85% | 0.78% | 74.9% |
| Q3 2024 | 62 | $330.5M | 9.42% | 0.82% | 0.72% | 75.9% |
| Q2 2024 | 60 | $319.5M | 9.16% | 0.91% | 0.65% | 77.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Great Southern BankBank Meridian, MS | 66 out of 100, Moderate | $355.1M | 9.5% | 0.67% | vs |
| Bank of KilmichaelBank Kilmichael, MS | 62 out of 100, Moderate | $341.6M | 9.1% | 0.96% | vs |
| The Cleveland State BankBank Cleveland, MS | 76 out of 100, Strong | $340.2M | 11.2% | 0.26% | vs |
| First Federal Savings and Loan AssociationBank Pascagoula, MS | 61 out of 100, Moderate | $381.4M | 9.7% | 0.16% | vs |
| First National Bank of ClarksdaleBank Clarksdale, MS | 73 out of 100, Strong | $386.1M | 12.8% | 0.64% | vs |
| Copiah BankBank Hazlehurst, MS | 78 out of 100, Strong | $332.2M | 11.8% | 0.19% | vs |
Deposit insurance
Is my money safe at BankOkolona?
Yes. BankOkolona is an FDIC-insured institution (FDIC certificate #5902). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.5% of deposits ($59.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
BankOkolona lists 5 offices in 5 cities. Most locations:
- Aberdeen, MS (1)
- Bruce, MS (1)
- Houston, MS (1)
- Mantee, MS (1)
- Okolona, MS (1)
Identity & history
Profile
- Legal name
- BankOkolona
- Former names
- Bank of Okolona
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 5902
- RSSD ID
- 919344
- Primary regulator
- FED
- Holding company
- Bancorp of Okolona
- Established
- January 31, 1931
- Headquarters
- 227 W Main St, Okolona, MS 38860
- Website
- www.bankokolona.com
- Employees
- 60
Quick answers
BankOkolona: common questions
Is BankOkolona FDIC insured?
Yes. BankOkolona is an FDIC-insured institution (FDIC certificate #5902). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BankOkolona's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BankOkolona ever failed?
There is no failure record for FDIC certificate #5902 in the FDIC failed bank list.
How many branches does BankOkolona have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Okolona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| N. Mississippi Health Services Emp. Federal Credit UnionCredit union Tupelo, MS | 97 out of 100, Very strong | $14.0M | 20.9% | 0.00% | vs |
| F a a Federal Credit UnionCredit union Cordova, TN | 91 out of 100, Very strong | $131.1M | 18.6% | 0.87% | vs |
| Tombigbee Federal Credit UnionCredit union Amory, MS | 87 out of 100, Very strong | $5.5M | 19.4% | 1.18% | vs |
| Brightview Federal Credit UnionCredit union Ridgeland, MS | 78 out of 100, Strong | $37.6M | 16.3% | 0.75% | vs |
| Farmers and Merchants BankBank Baldwyn, MS | 77 out of 100, Strong | $565.8M | 14.2% | 1.69% | vs |
| BNA BankBank New Albany, MS | 77 out of 100, Strong | $855.7M | 12.5% | 0.72% | vs |