Side-by-side · Q2 2026 data
BankOrion vs First Central State Bank
Metric by metric
| Measure | BankOrion | First Central State Bank |
|---|---|---|
| TellerScore | 60 | 83 (stronger) |
| Capital cushion | 47 | 84 (stronger) |
| Loan quality | 61 | 93 (stronger) |
| Earnings | 56 | 77 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 19th | 84th |
| Total assets | $688.1M | $772.4M |
| Deposits / shares | $582.9M | $595.4M |
| Capital ratio | 9.73% | 13.39% (stronger) |
| Problem loans | 1.18% | 0.21% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.91% | 1.43% (stronger) |
| Loans ÷ deposits | 75.9% (stronger) | 82.4% |
| Uninsured deposits | 25.9% (stronger) | 26.7% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | 9.1% |
First Central State Bank has the higher TellerScore (83 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BankOrion leads on 3 and First Central State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.