BankOrion is a state-chartered bank headquartered in Orion, Illinois, in business for about 136 years. At the end of Q2 2026 it reported $688.1M in total assets and $582.9M in deposits, with 9 offices across 2 states.
BankOrion has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 250th. Problem-loan coverage contributes the most (83/100, 8.4%); capital cushion contributes the least (47/100, 9.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (71 → 60), mostly because the loan quality component weakened by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 68 |
| Q4 2024 | 68 |
| Q1 2025 | 70 |
| Q2 2025 | 71 |
| Q3 2025 | 68 |
| Q4 2025 | 64 |
| Q1 2026 | 64 |
| Q2 2026 | 60 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.06% |
| Q3 2024 | 10.29% |
| Q4 2024 | 10.34% |
| Q1 2025 | 10.56% |
| Q2 2025 | 10.40% |
| Q3 2025 | 9.43% |
| Q4 2025 | 9.62% |
| Q1 2026 | 9.79% |
| Q2 2026 | 9.73% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.32% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.30% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.76% |
| Q2 2026 | 1.18% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.68% |
| Q2 2025 | 0.84% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $688.1M | 9.73% | 1.18% | 0.91% | 75.9% |
| Q1 2026 | 64 | $683.0M | 9.79% | 0.76% | 0.88% | 76.2% |
| Q4 2025 | 64 | $676.1M | 9.62% | 0.72% | 0.90% | 77.9% |
| Q3 2025 | 68 | $684.7M | 9.43% | 0.17% | 0.86% | 73.7% |
| Q2 2025 | 71 | $679.3M | 10.40% | 0.12% | 0.84% | 73.7% |
| Q1 2025 | 70 | $660.5M | 10.56% | 0.30% | 0.68% | 74.1% |
| Q4 2024 | 68 | $640.2M | 10.34% | 0.33% | 0.60% | 71.9% |
| Q3 2024 | 68 | $645.9M | 10.29% | 0.33% | 0.57% | 70.8% |
| Q2 2024 | 67 | $650.0M | 10.06% | 0.32% | 0.50% | 69.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| MidAmerica National BankBank Canton, IL | 42 out of 100, Below average | $685.0M | 9.9% | 4.37% | vs |
| Constitution Bank, National AssociationBank Hillsboro, IL | 68 out of 100, Moderate | $683.1M | 10.2% | 0.62% | vs |
| Apple River State BankBank Apple River, IL | 74 out of 100, Strong | $675.2M | 9.7% | 0.24% | vs |
| Time BankBank Park Ridge, IL | 70 out of 100, Strong | $712.8M | 11.9% | 1.75% | vs |
| Prospect BankBank Paris, IL | 57 out of 100, Moderate | $715.6M | 8.5% | 0.45% | vs |
| Hickory Point Bank and TrustBank Decatur, IL | 77 out of 100, Strong | $717.5M | 11.0% | 0.18% | vs |
Deposit insurance
Is my money safe at BankOrion?
Yes. BankOrion is an FDIC-insured institution (FDIC certificate #11739). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.9% of deposits ($150.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.73%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
9 locations
Branches
BankOrion lists 7 offices in 6 cities across 2 states. Most locations:
- Moline, IL (2)
- Aledo, IL (1)
- Annawan, IL (1)
- Bettendorf, IA (1)
- Cambridge, IL (1)
- Orion, IL (1)
HMDA 2025
Mortgage lending
In 2025, BankOrion reported 340 home-loan applications under HMDA (LEI 2138009TTY1M4OJRXV14): 287 originated ($65,585,000 total), 21 denied, and 14 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- BankOrion
- Former names
- State Bank of Orion
- Type
- State-chartered bank
- FDIC certificate #
- 11739
- RSSD ID
- 855741
- Primary regulator
- FDIC
- Holding company
- Orion Bcorp Inc
- Established
- May 21, 1890
- Headquarters
- 1114 4th St, Orion, IL 61273
- Website
- www.bankorion.com
- Employees
- 95
Quick answers
BankOrion: common questions
Is BankOrion FDIC insured?
Yes. BankOrion is an FDIC-insured institution (FDIC certificate #11739). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BankOrion's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BankOrion ever failed?
There is no failure record for FDIC certificate #11739 in the FDIC failed bank list.
How many branches does BankOrion have?
9 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Orion
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anderson State BankBank Oneida, IL | 96 out of 100, Very strong | $108.9M | 17.3% | 0.00% | vs |
| Kone Employees Credit UnionCredit union Moline, IL | 94 out of 100, Very strong | $20.7M | 17.5% | 0.55% | vs |
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| Service Plus Credit UnionCredit union Moline, IL | 81 out of 100, Strong | $34.7M | 12.3% | 0.46% | vs |