Side-by-side · Q2 2026 data
BankOrion vs Hickory Point Bank and Trust
Metric by metric
| Measure | BankOrion | Hickory Point Bank and Trust |
|---|---|---|
| TellerScore | 60 | 77 (stronger) |
| Capital cushion | 47 | 60 (stronger) |
| Loan quality | 61 | 94 (stronger) |
| Earnings | 56 | 69 (stronger) |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 19th | 68th |
| Total assets | $688.1M | $717.5M |
| Deposits / shares | $582.9M | $626.8M |
| Capital ratio | 9.73% | 11.04% (stronger) |
| Problem loans | 1.18% | 0.18% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.91% | 1.22% (stronger) |
| Loans ÷ deposits | 75.9% | 69.0% (stronger) |
| Uninsured deposits | 25.9% | 25.1% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | 5.9% |
Hickory Point Bank and Trust has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BankOrion leads on 1 and Hickory Point Bank and Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.