Side-by-side · Q2 2026 data
BankOrion vs Time Bank
Metric by metric
| Measure | BankOrion | Time Bank |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 47 | 69 (stronger) |
| Loan quality | 61 (stronger) | 42 |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 72 | 72 |
| Problem-loan coverage | 83 | 83 |
| Peer percentile | 19th | 43rd |
| Total assets | $688.1M | $712.8M |
| Deposits / shares | $582.9M | $608.2M |
| Capital ratio | 9.73% | 11.91% (stronger) |
| Problem loans | 1.18% (stronger) | 1.75% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.91% | 2.02% (stronger) |
| Loans ÷ deposits | 75.9% (stronger) | 84.1% |
| Uninsured deposits | 25.9% | 19.1% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Time Bank has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BankOrion leads on 3 and Time Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.