Side-by-side · Q2 2026 data
BankPlus vs Bank of Commerce
Metric by metric
| Measure | BankPlus | Bank of Commerce |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 58 | 79 (stronger) |
| Loan quality | 79 (stronger) | 71 |
| Earnings | 71 (stronger) | 65 |
| Funding & liquidity | 70 (stronger) | 59 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 63rd | 66th |
| Total assets | $8.4B | $1.1B |
| Deposits / shares | $7.3B | $996.2M |
| Capital ratio | 10.84% | 12.85% (stronger) |
| Problem loans | 0.64% (stronger) | 0.88% |
| Net charge-offs | 0.05% (stronger) | 0.14% |
| Return on assets | 1.27% (stronger) | 1.13% |
| Loans ÷ deposits | 86.3% | 65.2% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 47.2% |
| Offices | 73 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 13.1% |
Bank of Commerce has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 4 and Bank of Commerce on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greenwood, MS
- Starkville, MS
- Lexington, MS
- Oxford, MS