BankPlus (FDIC certificate #5903) is based in Belzoni, Mississippi. Its Q2 2026 call report shows $8.4B in total assets and $7.3B in deposits and 74 offices across 4 states.
BankPlus has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 897 banks with $1 billion – $10 billion. Among 57 banks headquartered in Mississippi, it ranks 26th. Problem-loan coverage contributes the most (91/100, 4.6%); capital cushion contributes the least (58/100, 10.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 71 |
| Q2 2025 | 71 |
| Q3 2025 | 70 |
| Q4 2025 | 71 |
| Q1 2026 | 73 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.01% |
| Q3 2024 | 10.09% |
| Q4 2024 | 10.13% |
| Q1 2025 | 10.37% |
| Q2 2025 | 10.52% |
| Q3 2025 | 10.84% |
| Q4 2025 | 10.91% |
| Q1 2026 | 10.77% |
| Q2 2026 | 10.84% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.27% |
| Q3 2024 | 0.35% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 0.95% |
| Q4 2024 | 0.94% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.21% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.14% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.27% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $8.4B | 10.84% | 0.64% | 1.27% | 86.3% |
| Q1 2026 | 73 | $8.3B | 10.77% | 0.53% | 1.40% | 86.3% |
| Q4 2025 | 71 | $8.1B | 10.91% | 0.44% | 1.14% | 88.9% |
| Q3 2025 | 70 | $7.9B | 10.84% | 0.48% | 1.14% | 89.7% |
| Q2 2025 | 71 | $7.8B | 10.52% | 0.39% | 1.21% | 89.6% |
| Q1 2025 | 71 | $8.0B | 10.37% | 0.35% | 1.27% | 87.3% |
| Q4 2024 | 67 | $7.9B | 10.13% | 0.38% | 0.94% | 88.9% |
| Q3 2024 | 67 | $7.9B | 10.09% | 0.35% | 0.95% | 89.4% |
| Q2 2024 | 67 | $7.8B | 10.01% | 0.27% | 0.94% | 91.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Bank of MississippiBank Flowood, MS | 64 out of 100, Moderate | $5.1B | 8.3% | 0.25% | vs |
| BankFirst Financial ServicesBank Columbus, MS | 69 out of 100, Moderate | $3.3B | 10.9% | 0.77% | vs |
| Guaranty Bank and Trust CompanyBank Belzoni, MS | 55 out of 100, Moderate | $3.1B | 10.4% | 2.01% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| The Citizens National Bank of MeridianBank Meridian, MS | 70 out of 100, Strong | $1.9B | 11.3% | 0.87% | vs |
| The Citizens Bank of Philadelphia, MississippiBank Philadelphia, MS | 66 out of 100, Moderate | $1.6B | 9.1% | 0.47% | vs |
Deposit insurance
Is my money safe at BankPlus?
Yes. BankPlus is an FDIC-insured institution (FDIC certificate #5903). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.5% of deposits ($1.4B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.84%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
74 locations
Branches
BankPlus lists 73 offices in 52 cities across 4 states. Most locations:
- Jackson, MS (5)
- Tupelo, MS (4)
- Madison, MS (3)
- Baton Rouge, LA (2)
- Brandon, MS (2)
- Brookhaven, MS (2)
- Clinton, MS (2)
- Dothan, AL (2)
- Flowood, MS (2)
- Meridian, MS (2)
- Metairie, LA (2)
- Mobile, AL (2)
HMDA 2025
Mortgage lending
In 2025, BankPlus reported 3,715 home-loan applications under HMDA (LEI 549300SFG15JDKI5MD22): 2,733 originated ($735,475,000 total), 391 denied, and 515 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- BankPlus
- Former names
- Citizens Bank & Trust Company; Citizens National Bank of Belzoni
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 5903
- RSSD ID
- 121642
- Primary regulator
- FED
- Holding company
- Bancplus Corp
- Established
- January 1, 1909
- Headquarters
- 202 E Jackson St, Belzoni, MS 39038
- Website
- www.bankplus.net
- Employees
- 1,023
Quick answers
BankPlus: common questions
Is BankPlus FDIC insured?
Yes. BankPlus is an FDIC-insured institution (FDIC certificate #5903). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BankPlus's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BankPlus ever failed?
There is no failure record for FDIC certificate #5903 in the FDIC failed bank list.
How many branches does BankPlus have?
74 offices as of the latest FDIC data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Belzoni
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Delta Federal Credit UnionCredit union Greenville, MS | 98 out of 100, Very strong | $8.9M | 29.2% | 0.27% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| Bank of AnguillaBank Anguilla, MS | 65 out of 100, Moderate | $192.2M | 14.7% | 2.66% | vs |
| Community Bank of MississippiBank Flowood, MS | 64 out of 100, Moderate | $5.1B | 8.3% | 0.25% | vs |
| Southern Bancorp BankBank Arkadelphia, AR | 61 out of 100, Moderate | $3.0B | 11.9% | 1.42% | vs |
| Woodforest National BankBank The Woodlands, TX | 60 out of 100, Moderate | $9.0B | 9.3% | 1.93% | vs |